Testimonials

Our clients share how we helped them.  Read on and click to listen to how they overcame their challenges with the help of Cabanillas & Associates then book your appointment so we can help you, too. 

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Mr. J

“After trying unsuccessfully on my own to settle my $143,000.00 mortgage loan with Wells Fargo, I heard about Cabanillas & Associates on La Mega radio station, and decided to call and book a free consultation. I met with Christopher Cabanillas at their Queens office location, spoke to him about my mortgage, and decided to retain the firm's services.

It took less than four months for Cabanillas & Associates to settle my loan with Wells Fargo. I received a settlement of $15,000.00, and as a result, had my mortgage permanently eliminated.

I was amazed at how quickly and efficiently Cabanillas & Associates worked on my case, and I instantly became one of their most loyal clients.”



Mr. & Mrs. L

“I resided in Jersey City, NJ when I first came into the Cabanillas & Associates Union City office in 2011. I was three years behind on my Federal Housing Administration (FHA) loan payments with Bank of America. I needed a loan modification so that my property would not go into foreclosure.

I retained Cabanillas & Associates in hopes of being able to save my home and they started working on my case immediately. Everything was going perfectly fine until my husband passed away in December of 2014. After the loss of my husband, I was devastated, and felt like giving up all hopes on keeping my property. Just when I was about to give up, an approval letter was received by the Cabanillas team for a trial plan.

I received a permanent modification with a loan forgiveness of over $200,000.00 towards my debt, and a new interest rate of 2% fixed for the life of the loan. I was ecstatic at the fact that all of my worries with the house were finally over.

I thank the soul of my husband, which I believe is responsible for what I call a miracle. I can now stay in my home, and I am most thankful because I can keep all of the memories my husband left behind. I continue to be a very happy client all thanks to the help of Cabanillas & Associates P.C.”



Mr. P

“I came to Cabanillas & Associates in April of 2013 after receiving a warning letter from Ocwen Bank stating that my property could be going into foreclosure. I was trying to negotiate with the bank on my own, but never got any results.

I heard about Cabanillas & Associates on the radio station “La Mega”, and decided to give them a call. I was very happy with the service I received over the phone, and decided to make an appointment at their Union City, NJ office. I came in with a monthly mortgage payment amount of over $2,000.00 with a 7.5% interest rate.

After receiving a permanent loan modification, I received a debt forgiveness of $85,000.00. My monthly mortgage payments decreased to $1,317.00 with a new interest rate of 2% fixed for the life of the loan. My total mortgage amount decreased from over $245,000.00 to $160,000.00.

An amazing ending for me and my family, thanks to the hard work of the Cabanillas & Associates team.”


Mr. B

“I was carrying a very heavy burden with my rental property for years before visiting the White Plains office of Cabanillas & Associates in 2009. I had a loan with Bank of America since 2002, which was when I first purchased the property. When I came into the office, I had a total loan balance of $859,498.79, with monthly payments of $4,956.77, with a 6.75% interest rate.

After a long battle and negotiation with Bank of America, I received a loan forgiveness of $569,498.79 which made my new loan balance a total of $292,500.00, with a new interest rate of 2% fixed for the life of the loan. 

After years of trying to regain control of my property on my own, I received the help I needed the minute I came into the Cabanillas office. I could not be happier with the results that I received thanks to the help of Cabanillas & Associates."



ATTORNEY ADVERTISING: Prior results DO NOT guarantee similar outcomes.