“I went to Cabanillas & Associates in April of 2013 after receiving a warning letter from Ocwen Bank stating that my property could be going into foreclosure. I tried to negotiate with the bank on my own but never got any results. I heard about Cabanillas & Associates the radio station La Mega and decided to give them a call. I was very happy with the service I received over the phone, and decided to make an appointment at the Union City, NJ office. I came in with a monthly mortgage payment amount of over $2,000.00 with a 7.5% interest rate. After receiving a permanent loan modification, I received a debt forgiveness of $85,000.00. My monthly mortgage payments decreased to $1,317.00 with a new fixed interest rate of 2%. My total mortgage payment amount decreased from over $245,000.00 to $160,000.00. An amazing ending for me and my family, thanks to the hard work of the Cabanillas & Associates team.”