“I’d been carrying a very heavy burden with my rental property for years before going to the White Plains office of Cabanillas & Associates in 2009. I had a Federal Housing Administration (FHA) loan with Bank of America since 2002, which was when I first purchased the property. When I first visited the office, I had a total loan balance of $859,498.79, with monthly payments of $4,956.77, with 6.75% interest rate. After a long battle and much negotiation with Bank of America, I received a loan forgiveness of $569,498.79, making my new FHA loan balance a total of $292,500.00, with a new interest rate of 2% fixed for the life of the loan. I could not be happier with the results that I received with the help of Cabanillas & Associates. After years of trying in vain to regain control of my property on my own, I received the help I needed the minute I went into the Cabanillas office.”